From receipt to accounting. Only on your iPhone and in your iCloud.

Smart capture, sync across iPhone and iPad, expense reports and CSV files ready for your accounting software. No account, no trackers: your data stays in your Apple account.

See how it works

14-day free trial, then €14.99 a year.

TRATTORIA DA MARIO

VAT IT01234567890

Cover x24.00

Pasta14.00

Main course18.50

Water3.00

Coffee x23.00

TOTAL EUR42.50

incl. VAT 10%3.86

Supplier…

VAT number…

Total…

VAT…

Date…

A complete expense manager, in your pocket

Four steps. Zero hassle.

What expense software does with its own servers, toExpense does with your iPhone and your iCloud.

New Expense

Trattoria Da MarioRestaurant · Oct 18€42.50

Supplier VAT numberValid ✓

VAT 10%€3.86

TypeReceipt

ScopeBusiness

Read on the device

Expenses

Hotel CentraleAccommodation€128.00

Flight MXP–FCOTravel€89.90

Trattoria Da MarioRestaurant€42.50

Up to date on iPhone and iPad

Your data, in your iCloud

toExpense serversNone

Accounts to createNone

Trackers0

Amounts and suppliersEncrypted

Export

Expense report October.zipPDF · CSV · Attachments (12)

Expense report October.pdfReport and receipts in one file

Expenses.csvFor Excel, Numbers and accounting

Ready for accounting

01 · Smart capture

Snap it. The rest is automatic.

Supplier, validated VAT number, total, VAT even with multiple rates, currency and date: all read in an instant from receipts, invoices, bills and PDFs.

Multipage scans, photos and files from other apps
Text recognition in 8 languages
Category suggested automatically
On-device AI, with Apple Intelligence when available

02 · iCloud sync

Wherever you are, it’s already there.

Snap on iPhone, review on iPad. Expenses and receipts sync on their own across all your devices, with your Apple ID. No sign-up.

03 · Privacy first

No servers of ours. No trackers.

Documents are read on the device and stay in your iCloud account. Expenses are end-to-end encrypted in your iCloud database. No trackers, no ads.

04 · Expense reports and analytics

Export. Hand in. Done.

PDF expense reports with your company header, a ZIP archive with every receipt and a CSV spreadsheet to import into your accounting software.

Personal and business expenses always kept apart
Insights by category and VAT, in every currency

Spreadsheet included

The format your accounting expects.

Every export includes a clean CSV, one row per expense, ready to import into Excel, Numbers or your company’s accounting software.

Ref.	Date	Supplier	Type	Category	Currency	Amount	VAT	Status	Receipts
1	10/16/2026	Hotel Centrale	Invoice	Accommodation	EUR	128.00	11.64	Verified	Attachments/1.pdf
2	10/16/2026	Flight MXP–FCO	Invoice	Transport & Travel	EUR	89.90	8.17	Verified	Attachments/2.pdf
3	10/18/2026	Trattoria Da Mario	Receipt	Meals	EUR	42.50	3.86	Verified	Attachments/3.jpg

PDF expense report ZIP with receipts CSV for accounting Category analytics Multi-currency

How much you save

One yearly subscription, not a monthly fee.

Cloud software pays for its servers with a monthly fee for every user. toExpense uses your iCloud, so it costs a fraction.

All yours. Really.

Your Expenses

PDF expense reports, ZIP archives and CSV files ready for accounting.

Your AI

Receipts read themselves, on the device. No data sent to external servers.

Your Devices

Always in sync across all your iPhones and iPads, through your iCloud. Your original receipts are also on your Mac, in the Finder.

Everything cloud expense software does.
Without the cost of the cloud.

toExpense has no servers to run: your data lives in your iCloud. That’s why, after the free trial, all it takes is a €14.99 yearly subscription.

14 days free, then €14.99 a year. For iPhone and iPad.